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Claims 101

Increasing numbers of pet owners are finding the real benefits of insuring their pet’s health in case of unexpected accidents and illness. When deciding about insurance for your furry kid, you wonder about the different types of coverage and what actually is eligible. We have pulled various high dollar claims; these are claims all over one thousand dollars. We have included a brief description of the diagnosis and amount we paid out. Best of all they’re all recent claims from May 2012.

Amount: $3,000.00

Splenic torsion, or twisting of the spleen, may occur by itself, or in association with gastric dilatation-volvulus (GDV) syndrome, when a dog’s air-filled stomach expands and twists on itself. It can occur suddenly, or it can gradually twist over a period of time.

Amount: $1,386.33

Inflammatory joint condition presents in many forms, often causing systemic illness and sometimes causing cartilage and bone destruction.

Amount: $1,343.50

Pancreatitis is inflammation of the pancreas. It can be caused by many things a few examples are table scraps and high fat foods. Pancreatitis in dogs is a serious condition that causes dehydration, vomiting and loss of appetite.

Amount: $2,884.71

Puppy strangles, or juvenile cellulitis, is a nodular and pustular skin disorder that affects puppies. It usually occurs between the ages of three weeks and four months, and is rarely seen in adult dogs. The face, pinnae (outer part of the ear), and salivary lymph nodes are the most common sites to be affected. The cause of this condition is unknown.

Amounts ranging from $1,190.40 to $3,000.00 for May

Dogs have a tendency to chew things, especially when they are puppies. As a result sometimes they end up swallowing the items and need surgery to remove it.

Amounts ranging from $1,282.83 to $2,361.66 for May

The cruciate ligament is a major part of the canine knee. Cruciate injury is one of the most common orthopedic complications seen in dogs. Sometimes called ACL or CCL tear, a ruptured cruciate is often a painful and immobilizing injury.

The above is a small sampling of claims from May.  We hope this better helps our customers understand what types of high dollar claims we see in a given month.

To help cover the costs of your pet’s illness, accident and preventative treatments, the AKC Pet Healthcare Plan offers several options.  One of our most popular plans are the Essential and Essential Plus Plans, they cover unexpected illnesses, accidents and injuries. If you would like more information on our plans please call 1-866-725-2747 or visit

Please note:  the above claims were paid in accordance of our terms and conditions. The above mentioning of certain conditions and diagnosis does not guarantee coverage. All claims are subject to underwriting guidelines and the terms and conditions of each individual policy.

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